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At Earth Mortgage, consumers can get accurate information, access the best rates in the nation, and receive the most comprehensive customer satisfaction guarantees in the industry today, without ever having to leave the comfort of their home or office. As a direct lender, Earth Mortgage eliminated high-commissioned middle-men and controls the entire transaction from beginning to end, including application, processing, appraisal, and loan approval.

Industry News for Thursday, July 2, 2009

Mortgage Rates Settle After Up and Down June

Mixed economic reports on the state of the housing market caused mortgage rates to move little or remain flat this week, Freddie Mac's chief economist said on Thursday, following four weeks of volatile ups and downs. The 30-year fixed-rate mortgage averaged 5.42% for the week ending June 25, up slightly from 5.38% last week; the mortgage averaged 6.45% a year ago, according to Freddie Mac's weekly survey of conforming mortgage rates. The 15-year fixed-rate mortgage averaged 4.87% this week, down from last week's 4.89% average; the mortgage averaged 6.04% a year ago.

Five-year Treasury-indexed hybrid adjustable-rate mortgages averaged 4.99% this week, up from 4.97% last week; the ARM averaged 5.99% a year ago. And 1-year Treasury-indexed ARMs averaged 4.93%, down from last week's 4.95%; the ARM averaged 5.27% a year ago. To obtain the rates, all mortgages in the survey required payment of an average 0.7 point. A point is 1% of the mortgage amount, charged as prepaid interest.


     
 
 
     
 
 
     
 

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FHA Loans and Current Mortgage Rates and VA Mortage Rates - Earth Mortgage Lender’s Company Rates and Application Forms for Florida, Los Angeles CA, Illinois, New York, Texas and Michigan Bad Credit, Refinance, and No Down Payment Loans

Do you demand unsurpassed prices, access to current mortgage rate, FHA mortgage rates, VA mortgage rates and exceptional service? Then welcome home to Earth Mortgage! Join the thousands of satisfied customers who with the help of our direct lending company are now reaping the benefits of our knowledgeable staff and great opportunities for savings. Whether you need a home equity loan or line of credit, to finance a new home or get great refinance mortgage rates in Los Angeles, CA or Texas mortgage rates, let us assist you to get fast and guaranteed results. Call Earth Mortgage’s toll free number or use our web site to make sure that you have the most accurate and up-to-date mortgage information, current mortgage rates, FHA mortgage rates, VA mortgage rates and other mortgage products available. Plus take advantage of our customer satisfaction guarantees to give you the lowest rate and fee combinations as well as an on time loan closure or we will pay you $500. Our guarantees are some of the most comprehensive of any licensed lenders in the industry whether you compare us to mortgage lenders in Illinois or anywhere else, including online. Check out our competition and you will see that Earth Mortgage has the lowest cost, best access to current mortgage rates, FHA loans, VA mortage rates and the most efficient loan process on the web!

Earth Mortgage is glad to be able to provide you with friendly and professional service in almost any place you live. To see if we can help you with a current mortgage rates, FHA loans and VA mortgage rates in New York or Illinois and anywhere else in the country, check out our current listing of our state licenses on our web site or give us a call at our toll free number to check current mortgage rates, FHA loans and VA mortgage rates. With Earth Mortgage you can be sure that from start to finish your loan transaction is in good hands and that we are working hard for you. Since Earth Mortgage is a direct lender, we maintain control over the entire loan process for whatever your location may be including the handling of your Michigan mortgage application forms, processing, appraisal, and loan approval. We also offer a full range of mortgage products, everything from conventional and stated income to FHA loans, VA mortgages, sub-prime, no income no asset and second mortgage loans. Conveniently apply on our web site by filling out our 3-minute form anytime of the day or night whether you need a no down payment mortgage in Michigan or just a quote on current mortgage rates and FHA loans and VA mortgage rates. A Home Loan Consultant will inform you of the status of your application within an hour of your application submission (during normal business hours) either by phone or email and will let you know where you need to go from there. You can also expect to be e-mailed application disclosure documents within a day or less or within 3 days by mail for your no down payment mortgage in Illinois or any other kind of application submission from anywhere in the U.S. E-mail us at anytime for your questions and concerns and once you’ve been assigned a Home Loan Consultant you can contact them on their cell phone even if you need help during non-business hours.

Providing you with answers to your questions quickly and accurately, as well as helping you find the loan opportunity and current mortgage rates and FHA loans and VA mortgage rates that fit you best, are our top priorities. Even if you need a Florida bad credit mortgage loan, at Earth Mortgage we will do our best to get you the solution that works for you. Have you gotten behind in your payments with loans, credit cards, childcare, and bills piling up by the dozens? You can still qualify for financing by using Earth Mortgage as your Los Angeles mortgage lender or for wherever that home is that you’ve always dreamed about. Homeowners don’t forget to check out our debt relief programs that can help you lower your monthly payments, consolidate high-interest credit accounts, and get back on your feet again. As well as purchasing and refinancing, we have home equity loans and lines of credit that can help you consolidate debt, make home improvements or other large purchases like vacations, cars or college tuition, and give you a great deduction come tax time (check with your tax professional). So why trust just any Florida mortgage company or any other in your area when you can get confidential expert advice with no obligations quickly and easily at Earth Mortgage? Contact us today for current mortgage rates and for personalized service from experienced professionals that you can count on to offer you reliable results and guaranteed satisfaction. At Earth Mortgage, we believe your home and family deserve nothing less!



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