FHA Mortgage Rates, Current Mortgage Rates, VA Mortgage Rates
   
 

Evolve Bank & Trust gives you a wide range of loan options on primary residences, second/vacation homes and investment properties. To learn more about the varies loan programs Evolve Bank & Trust offers, view our Loan Programs page.
   
 
80/20 Mortgage Loans
The best zero down option!

  • Great rates
  • No private mortgage insurance needed
Fixed Rate

For those planning to stay in a home for more than ten years
  • Fixed-rate mortgage for rate stability
  • Fixed payments for the life of your loan
  • Protects from rising home loan rate increases
Fixed ARMs

For those planning to move or refinance within the initial fixed loan period
  • Offers fixed rate stability for up to 10 years
  • Free up cash with this affordable home loan
  • Buy more home or minimize monthly payments
Interest-Only

Pay only the interest—not the principal—for up to 10 years
  • Frees up more of your monthly cash
  • Use the savings to qualify for more home
  • Ideal mortgage loan for those planning to move or refinance soon
Bad Credit? We Can Help!

At Evolve Bank & Trust, our goal is to make the lending process easier for everyone - even if you have bad credit.
  • "Bad credit" experts standing by
  • Low lender fees, no hidden costs...regardless of your credit
 

Home Refinance (back to top)
Fixed Rate

This loan is for people planning to stay in a home for more than ten years.
  • Stability and peace of mind with fixed principal and interest payments for the life of you loan
  • Protect yourself from rising rate increases
Fixed ARMs

A "fixed period" ARM offers the lowest rates. A great choice if you're planning to move or refinance within the initial fixed loan period
  • Adjustable Rate Mortgages (ARMs) offer the stability of rates fixed for 1 month, 6 months, 1-,3-,5-,7- or 10 years
  • A great way to buy more home or minimize monthly payments
PayOption ARM

Manage your cash better with flexible payment options - ideal for investors or a borrower with an inconsistent stream of income.
  • Initial rates as low as 1.25%; down payments as low as 5%
  • The advantages of an ARM combined with up to 4 monthly payment options
  • Available on owner-occupied, vacation and investment properties
Interest-Only

Want lower payments? Pay only the interest - not the principal - for the first 10 years
  • Frees up cash for investments, home improvements, etc. or
  • Use the savings to pay down high interest rate debt
  • Ideal if you're planning to move or refinance before the interest-only period expires
Bad Credit? We Can Help!

At Evolve Bank & Trust, our goal is to make the lending process easier for everyone - even if you have bad credit.
  • "Bad credit" experts standing by
  • Low lender fees, no hidden costs...regardless of your credit
Cash-Out Refinance

Less than 20 days to get the money you need
  • Should you refinance? We will do a free no cost no obligation analysis. Call today!
 

Home Equity  (back to top)
Home Equity Lines of Credit

Put your equity to work!

  • Great rates, fast cash, less paperwork
  • A line of credit is like a "Super Checking Account"
  • Get your cash within 12 days
Home Equity Fixed Loan

A one-time, lump sum of money borrowed against your home’s equity
  • Predictable fixed payments & interest rate
  • Provides cash in a lump sum
  • No annual fees
Bad Credit? We Can Help!

At Evolve Bank & Trust, our goal is to make the lending process easier for everyone - even if you have bad credit.
  • "Bad credit" experts standing by
  • Low lender fees, no hidden costs...regardless of your credit
 
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